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Spanish 21, also known as Pontoon, is a unique variation of blackjack. It shares the same objective as traditional blackjack, to beat the dealer without exceeding 21 points. However, that’s where the similarities end.

Click for details on Spanish 21 strategy chart. Spanish 21 vs. In order to fathom how Spanish 21 works, a player needs to have a basic understanding of blackjack rules. Spanish 21 is a spin-off of blackjack, following the same betting premises, but some alternative rules and bonus features make it an independent game in its own right.

The biggest difference between Spanish 21 and blackjack is that, in Spanish 21, all the 10-point cards are removed, leaving only the face cards. This increases the house edge by 2%. That’s not all, though. Spanish 21 is also played with 6 or 8 decks.

Players aren’t totally screwed though. Player blackjacks beat the dealer’s blackjacks, whereas before it was a push. 21 point hands win (every time), too. Players are also able to double down after splitting, split up to 3 times to make 4 separate hands and late surrender whenever they want, even after doubling down.

Ultimately, the player options even out the edge created by the casino using multiple decks and removing the 10-point cards. According to the Wizard of Odds, the house edge will be between .40% and .76%, depending on the casinos’ rules and whether or not you use optimal strategy.

So all in all, Spanish 21 is a unique and exciting blackjack variation. You still get to have a lot of fun, all the while keeping the house edge (and your losses) to a minimum.

The following lists are the rules and payouts for Spanish 21.

• Players can double down after they hit.
• Players can split up to 3 times, making 4 playable hands. This includes aces.
• Players can double down on split aces.
• Players can double down after splitting.
• Players can late surrender anytime. This includes after doubling down, which is also known as 'double down rescue.' The player forfeits an amount equal to his original bet.
• Players blackjack will beat the dealer’s blackjack.
• Players 21 point hands always wins.
• Players can take insurance at 2:1 odds.

Dealer Rules

• Dealers use 6 or 8 decks.
• Dealer may hit or stand on soft 17.

Payouts

• 5-card 21 pays 3:2
• 6-card 21 pays 2:1
• 7-card+ 21 pays 3:1

None of these bonuses are paid if the player doubles down.

A hand of 6-7-8 or 7-7-7 pays:

• Mixed suit pays 3:2
• Same suit pays 2:1
• Spades pays 3:1

These bonuses are not (usually) paid after doubling or splitting.

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A hand of: 7-7-7 pays…

• $1000 for bets of $5-$24
• $5000 for bets over $25

… when the dealer has a 7 face up. The other players receive a $50 envy bonus, too. This has a probability of 1 in every 668,382 hands in a 6-deck game, and 1 in 549,188 with 8-decks.

Spanish 21 Side Bets

Match the Dealer – A side bet that one or both of the player’s cards will match the dealer’s up card. In a 6-deck game a non-suited match will pay 4:1, suited match pays 9:1. In an 8-deck game a non suited match pays 3:1 and suited 12:1.

Apart from the classic version of Blackjack online, there are also countless other interesting variants stemming from the original counterpart. And Spanish 21 with its own particular set of rules is one such variant that deserves recognition and perhaps even a play, if you see fit! Here our guide goes through its rules, basic strategy and even points out a selection of online casinos where you can play the game.

What is Spanish 21 Blackjack?

Spanish 21 is a table game which was first introduced at brick and mortar casinos in 1995. Essentially, the game is heavily based on its classic counterpart, Blackjack. And whilst many of the casino game’s rules are predominantly the same, the game has several exciting rules and twists of its own just like several other variants that you can typically find online such as Blackjack Surrender, the game’s British cousin Pontoon and many more.

Generally, the casino game is played using a custom table layout which bears much similarity to that of the classic game of Blackjack. It's played with 6-8 decks of cards. However, unlike other games it excludes all suited 10 cards. However, all the Jacks, Queens and Kings remain in the shoe. Hence, overall there are 25% of the 10-count cards are missing.

Quick Facts about Spanish 21:

• The game is played with a 6-8 decks of cards of 48 cards each;
• The decks of cards used in this variant don't contain any10 point cards;
• The player’s 21 always beats the dealer’s 21;
• The house edge in Spanish 21 can be typically reduce by 1% and falls in the range of 0.40% - 0.76% when basic strategy is applied.

Spanish 21 vs Blackjack

Although the classic table game, Blackjack, has been around for quite a long time, the Spanish 21 variant has only been around for the last decade. However, it has picked up at casinos both online and offline for one reason – its advantageous rules for the player. In order to comprehend how Spanish 21 works, a player definitely needs to have a basic understanding of how to play Blackjack in its classic form. When playing Spanish 21, you’ll notice the procedure is primarily synonymous to playing the classic version of Blackjack. During the initial stage of the game, you must place your bets in the betting spot. The dealer will then deal out the initial hand and you’ll then have to decide your next move. The maneuvers in Spanish 21 are namely the same – Hit, Stand, Split and Double.

Spanish 21 Rules

As we’ve already mentioned in this article, in Spanish 21 the casino’s snuck out all the 10s from the deck. And although this might seem to be a huge disadvantage for players, the different rule changes in the game compensate for their lack of presence in the deck. Below we delve into how to play Spanish 21 in order to offer you some clarification about which rules you need to be aware of!

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What Is Spanish 21 Blackjack

Quick rules for Spanish 21:

• A player’s 21 always beats a dealer’s 21
• A dealer can hit of stand on a soft 17;
• Some casinos allow redoubling up to 3 times;
• Late surrender on the first two cards is allowed;
• Four ten-spot cards removed from every deck used. (Normally 6 to 8 decks are used);
• Dealer hits on 16 stands on 17;
• A player’s 21 also always wins (even against a dealer blackjack);
• A total of 21 never pushes against a dealer’s 21;
• Double after a split is allowed;
• Players may draw several cards after splitting Aces;
• Spanish 21 has bonus payouts for hands like 6-7-8, and 5-card 21's, sometimes called 'Perfect Charlie' (2-3-4-5-7) and also for busted Perfect Charlies.

Hit, Stand & Split Rule

In this particular game, the rules regarding hitting, standing and splitting are the same as the classic table game's rules. Namely, you'll only be allowed to hit, stand or split at any time after you've placed your bet and the dealer has given out the initial hand. However, we do recommend taking a look at the Spanish 21 strategy sheet before you decide which move to make.

Late Surrender Rule

Late surrender allows you to surrender your hand late, which means that you can give up your hand at any time for the loss of half your wager. This is great news for the player; just as in Blackjack Surrender, this rule is highly advantageous for the players. If you calculate your odds of beating the dealer's hole card, you can minimize your losses by forfeiting the hand and still getting half your bet back.

Re-splitting Rule

Another great benefit of playing with Spanish 21 rules is that you are allowed to split aces and also re-split and double /re-double after splitting any pair. The late surrender rule still applies after splits and doublings; you might have a lot of money invested in one hand but if it goes straight to hell, it might be a good idea to get half your wager back.

Match the Dealer Side Bet Rule

Besides the rule variations mentioned above, Spanish 21 usually has some bonus games and additional side bets attached to the regular game play. Perhaps the most recognized is the Match the Dealer side bet which is also found in classic Blackjack online games. This bet is won by the player if either one or both of the preliminary cards match the dealers face up card. However, as with most side bets, these type of wagers should be avoided in order to increase your chances of winning.

Super Bonus Rule

Spanish 21 is perhaps the only Blackjack online variant which offers a Super Bonus. And whilst the probability of actually hitting the Super Bonus is only about 1 in 668,382 in a six deck game and 1 in 549, 188 in a game with 8 decks, the thought of just having Lady Luck on your side whilst playing and hitting the Super Bonus is truly thrilling to say the least.

Spanish 21 Strategy

For numerous Blackjack veterans out there, Spanish 21 is considered to be one of the most profitable variations of the game. And naturally, the amount you can possibly win will only be lucrative provided that you follow the right strategy! Whilst we would typically recommend using our basic Blackjack strategy sheet, we highly recommend using the Spanish 21 strategy sheet found below instead which takes all the changes in rules into account. If you study the chart and compare it with regular blackjack strategy you will notice a few differences, mainly due to the tens being discarded from the deck. Following it will help you lower the house edge and possibly help you walk out of the casino with your head held high and your pockets a bit heavier than they were in the first place.

Spanish 21 Strategy Chart

If you study the chart and compare it with regular blackjack strategy you will notice a few differences, mainly due to the tens being discarded from the deck. We strongly advise you to not draw for the bonus payouts, and you should never place any additional side bets if you have to pay extra to be eligible for them. Notable also is that even though you have the option to surrender your hand, there are not many situations in which it is profitable to do so. The under-representation of 10-value cards lowers the risk of busting a lot of hands; therefore it's often more profitable to draw another card in Spanish 21. Players new to the game tend to overuse the surrender option, especially if they have a history of regular blackjack play. But if you follow the basic strategy as shown on the card above, this is a very enjoyable game.

With its multiple changes in rules, Spanish 21 is a complex game to learn and will take some time. However, if you do manage to learn the strategy that goes with its rules, you can benefit profoundly. Thus, our experts always emphasis that you try to memorize as much as possible from the strategy chart pertaining to this particular varaint rather than the one belonging to its classic counterpart.

We strongly advise you to not draw for the bonus payouts, and you should never place any additional side bets if you have to pay extra to be eligible for them.

Indian casino near vista ca. Players who are new to the game of Blackjack often tend to overuse the surrender option, especially if they have a history of regular blackjack play. Yet, it’s not always wise to do so. In fact, there are very few situations in which it’s profitable to do so.

The under-representation of 10-value cards lowers the risk of busting a lot of hands; therefore it's often more profitable to draw another card in Spanish 21.

Spanish 21 Blackjack Strategy Card

Unlike other variants out there, Spanish 21 has an entertaining side bet that’s called Match the Dealer. Basically, the way to win this particular bet is by matching either of the initial cards in the hand you’ve been dealt out with the dealer’s face up-card. The good thing about this type of bet is that there are a variety of ways to win and it also has a large payout potential ranging from 4:1 to 18:1 depending on which cards you manage to match.

Spanish 21 Blackjack Card Game

The downside to this type of bet however is that the house edge is far larger than that belonging to the rest of the game. In fact, the Match the Dealer bet carries a house edge of 3.99% and 3.06% for 8-deck games and 6-deck games respectively. So ultimately, if your main goal is having the best chance of winning, we recommend skipping out on this side bet.

Spanish 21 Payouts

If you’ve played the classic variant of Blackjack online before and you’re wondering how the Spanish 21 payouts compare, we highly recommend taking a look at the table below. Whilst looking through the table, you’ll manage to find the different payouts per hand acquired.

Spanish 21 Vs Blackjack

Match the Dealer Side Bet Payout